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Preston Ramsey Cars

Car finance

Finance is available on every car we sell, through a panel of lenders and subject to status. Ask for a quote and we’ll call you with real figures for your circumstances.
We're a credit broker, not a lender
We introduce you to a limited panel of lenders and their finance products. We don't charge you a fee.
A quote doesn't touch your credit file
Asking us for a quote has no effect on your credit score. Nothing is applied for until you decide to go ahead.
PCP or HP, whichever suits
Tell us the car, your budget and how long you'd like to pay over. We'll explain the options in plain terms.
Subject to status
All finance is subject to status. UK residents aged 18 or over. Terms and conditions apply, and guarantees may be required.

We don’t publish monthly payments on this site. They depend on you, the deposit and the term, so we’d rather give you a proper quote than a headline figure.

Ask for a quote

Tell us which car, if you know, and roughly what you’d like to pay up front. Or call 01642 750075.

We use your details only to answer this enquiry. Phone or email is fine.

How we are regulated

Preston Ramsey Cars Limited is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (497010). Automotive Compliance Ltd's permissions as a Principal Firm allows Preston Ramsey Cars Limited to act as a credit broker, not as a lender, for the introduction to a limited number of lenders and to act as an agent on behalf of the insurer for insurance distribution activities only. We are a credit broker and not a lender. We can introduce you to a limited number of lenders and their finance products. We are not an independent financial advisor and we act as their agent for this introduction. We may advise you on the products, subject to your personal circumstances, though you are not obliged to take our advice or recommendation. We do not charge you a fee for our services. Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). For your reassurance, all of the lenders we work with could pay commission at different rates, but the commission we receive does not influence the interest rate you will pay. Our aim is to secure finance for you at the lowest interest rate you are eligible for from our panel of lenders. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only, 18's or over. Guarantees may be required.

Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.