Finance, plainly

We are a credit broker, not a lender. We introduce you to a limited panel of lenders and come back with a quote that fits you. Subject to status.

Hire purchase: You pay a deposit, then fixed monthly payments. The car is yours once the last payment is made.
Personal contract purchase: Lower monthly payments with a larger optional final payment. At the end you can pay it and keep the car, hand the car back, or part exchange it.
Paying cash or part cash: Every price on this site is the cash price. You can combine a deposit, a part exchange and finance in any mix.

Asking for a quote does not affect your credit file. A search is only made if you choose to go ahead and apply. We do not charge you a fee. We show cash prices only here; your quote sets out the full cost before you commit.

Choose a car first

Ask for a quote

Tell us the car you like, or a budget, and we will call.

Important information

Preston Ramsey Cars Limited is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (497010). Automotive Compliance Ltd's permissions as a Principal Firm allows Preston Ramsey Cars Limited to act as a credit broker, not as a lender, for the introduction to a limited number of lenders and to act as an agent on behalf of the insurer for insurance distribution activities only. We are a credit broker and not a lender. We can introduce you to a limited number of lenders and their finance products. We are not an independent financial advisor and we act as their agent for this introduction. We may advise you on the products, subject to your personal circumstances, though you are not obliged to take our advice or recommendation. We do not charge you a fee for our services. Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). For your reassurance, all of the lenders we work with could pay commission at different rates, but the commission we receive does not influence the interest rate you will pay. Our aim is to secure finance for you at the lowest interest rate you are eligible for from our panel of lenders. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only, 18's or over. Guarantees may be required.

Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.