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Preston Ramsey CarsView the cars

Finance, explained plainly.

We are a credit broker, not a lender. We do not show monthly figures on the site because every quote depends on you; ask and we will give you real numbers. All finance is subject to status.

  1. 01Pick the carAny car on the site. Finance can include your part exchange.
  2. 02Ask for a quoteWe introduce you to a limited panel of lenders and come back with the options.
  3. 03DecideNothing goes on your credit file until you choose to apply.

Hire purchase

You pay a deposit, then fixed monthly payments. The car is yours after the last one.

Personal contract purchase

Lower monthly payments with an optional final payment at the end if you want to keep the car.

Ask for a quote

Tell us the car, or roughly what you want to spend. Or call 01642 750075.

We use your details only to answer this enquiry. Phone or email is fine.

Important information

Preston Ramsey Cars Limited is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (497010). Automotive Compliance Ltd's permissions as a Principal Firm allows Preston Ramsey Cars Limited to act as a credit broker, not as a lender, for the introduction to a limited number of lenders and to act as an agent on behalf of the insurer for insurance distribution activities only. We are a credit broker and not a lender. We can introduce you to a limited number of lenders and their finance products. We are not an independent financial advisor and we act as their agent for this introduction. We may advise you on the products, subject to your personal circumstances, though you are not obliged to take our advice or recommendation. We do not charge you a fee for our services. Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). For your reassurance, all of the lenders we work with could pay commission at different rates, but the commission we receive does not influence the interest rate you will pay. Our aim is to secure finance for you at the lowest interest rate you are eligible for from our panel of lenders. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only, 18's or over. Guarantees may be required.

Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.